Coming in Budget 2025–26
In a major development, the Government of Pakistan is planning to expand the BISP Expand Kafalat Program Rs14,500 . in the upcoming federal budget 2025–26. According to recent updates, the quarterly cash payment under this program will be increased from Rs13,500 to Rs14,500, starting January 2026.
This increase aims to protect the poor from rising inflation. Along with this, the government will also include more deserving women in the program to strengthen its reach and impact.
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BISP Kafalat Program – What Is It?
The Benazir Income Support Programme (BISP) Kafalat is one of Pakistan’s most important social protection schemes. It provides unconditional cash transfers (UCT) every three months to the country’s most vulnerable women.
These payments help poor families cover basic needs such as food, medicine, children’s education, and other household expenses. The aim is to support families with dignity and respect.
Government Plans for Budget 2025–26
Under the new proposal, the government plans to:
- Increase the Kafalat stipend from Rs13,500 to Rs14,500
- Implement this increase by January 2026
- Add thousands of new women to the beneficiary list
This step reflects the government’s commitment to eradicating poverty and supporting low-income families in difficult economic times.
Why Is the Payment Being Increased?
The main reason behind this increase is rising inflation. As prices of food, fuel, and daily items go up, poor families struggle to manage their basic needs.
To address this, the government wants to adjust the BISP payment amount so that it retains its actual value. The International Monetary Fund (IMF) has also recommended this step, encouraging Pakistan to keep the support relevant and effective.
Current Status of the BISP Program
At present:
- The quarterly payment is Rs13,500
- Over 10 million families are receiving BISP support
- In the current financial year, 700,000 new beneficiaries have been added
This program has become a lifeline for women-led households, especially those who are widows, divorced, or unemployed.
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Role of the IMF in BISP Reforms
The IMF has acknowledged the improvements in BISP in its recent review. According to them:
- Pakistan is successfully delivering aid to poor families
- The payment should increase with inflation
- More people should be brought under the program
They also highlighted that currently, BISP payments cover about 12.4% of expenses of the poorest households. However, the global standard is 15%, which Pakistan aims to meet gradually.
More Women to Be Added in 2025–26
The government is also working to expand the program by including more deserving women in the 2025–26 fiscal year.
This expansion will be based on the Household Integrated Economic Survey (HIES) data. The survey helps the authorities find the poorest and most vulnerable families across Pakistan.
Key Benefits of Expanding BISP
By increasing coverage, the program will:
- Help women in rural and underserved areas
- Offer support to families facing unemployment or inflation
- Bring economic inclusion to backward areas
- Improve social stability in poor communities
This step will allow BISP to reach those who truly need help the most.
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Modern Digital Payment System in BISP
The payment system of BISP has been modernized over the past few years. Now, women receive their payments through:
- Full mandate bank accounts
- ATMs and digital banking systems
This system has:
- Reduced the chances of fraud
- Made the process faster and more transparent
- Given women more control over their finances
Now, beneficiaries don’t need to wait in long lines or rely on agents to get their money.
Expected Positive Impacts of BISP Reforms
If the reforms in the 2025–26 budget are approved, BISP will become even stronger and more effective. The expected benefits include:
- Greater financial security for millions of poor families
- Better value of money with the Rs14,500 quarterly payment
- More inclusion of women from extremely poor households
- Faster payments through modern banking systems
This approach brings BISP closer to global best practices in social support.
Conclusion
The proposal to raise BISP payments and add more women under the Kafalat Program is a powerful step toward poverty reduction in Pakistan.
With support from institutions like the IMF and the use of digital technology, BISP is becoming a more transparent and people-friendly program.
As we wait for the final budget announcement, one thing is clear — the support for Pakistan’s poor is not just continuing; it is growing stronger.
Frequently Asked Questions (FAQs)
What is the new proposed BISP Kafalat payment for 2025–26?
The new proposed payment is Rs14,500, up from the current Rs13,500, starting January 2026.
Why is the BISP payment being increased?
It’s being increased to adjust for inflation and help poor families maintain their purchasing power.
When will the new BISP payment of Rs14,500 start?
It is expected to begin by the end of January 2026, after the federal budget 2025–26 is approved.
How many families will benefit from BISP in the upcoming year?
Currently, 10 million families are receiving support, and more women will be added in 2025–26.
How will new women be selected for the BISP program?
New beneficiaries will be selected based on the HIES survey, which identifies the most deserving poor families.
What improvements have been made to the BISP payment system?
Beneficiaries now receive payments through bank accounts, can use ATMs, and benefit from a faster and more secure system.