BISP 8171 Final Phase Payment
The Government of Pakistan is all set to bring major updates in its flagship social protection scheme, the BISP 8171 June 2025 Update , under the federal budget 2025–26. As part of its commitment to support low-income households, a proposal is currently under consideration to increase the quarterly cash stipend under the BISP Kafalat Program from Rs. 13,500 to Rs. 14,500, starting January 2026. This move comes in response to the ongoing inflation crisis, aiming to ensure that beneficiaries maintain their purchasing power for essential needs like food, healthcare, and education.
Besides the increase in payment, the government is planning to include more women in the BISP network, ensuring that the program reaches the most deserving families, especially in remote and underprivileged regions. The new phase of the program will use updated data from national surveys to identify and register eligible women who are not yet receiving support. The expansion is seen as a crucial step in reducing poverty and strengthening economic stability for millions of Pakistani families.
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Current Status of BISP Kafalat Payments and Recent Developments
At present, nearly 10 million families across Pakistan receive quarterly payments under the BISP Kafalat initiative. This financial support is designed specifically for vulnerable women to help them meet their household expenses with dignity and independence. Over the last year, the amount was raised from Rs. 10,500 to Rs. 13,500, which helped many households deal with inflation.
According to officials, this benefit has significantly helped low-income families, especially during tough economic conditions. Many beneficiaries rely on the stipend to buy daily groceries, afford school fees, and pay for medical bills. With the latest budget proposals, the upcoming increase to Rs. 14,500 per quarter is expected to further ease financial pressures and promote economic security among the country’s poorest households.
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Summary Table: BISP 8171 Kafalat Program Updates for 2025–26
| Topic | Details |
|---|---|
| Proposed New Payment | Rs. 14,500 per quarter (up from Rs. 13,500) |
| Implementation Date | January 2026 (after federal budget approval) |
| Reason for Increase | Inflation adjustment and improved purchasing power |
| Total Beneficiaries (Current) | Over 10 million families |
| Expansion Focus | More women from remote/underprivileged areas |
| Eligibility Source | Household Integrated Economic Survey (HIES) |
| IMF Support | Recommended inflation-linked increase and expansion of program |
| Payment Method | Full mandate bank accounts, accessible via ATMs, retailers, and mobile apps |
| New Beneficiary Inclusion | Women who were excluded due to old data or lack of registration |
| Digital Reforms Benefits | Faster disbursement, less fraud, more financial control for women |
Key Highlights of the Proposed Changes in Budget 2025–26
To ensure readers understand the upcoming reforms, here are the main points of the proposed expansion of the BISP Kafalat program:
- Proposed New Payment: Rs. 14,500 (up from Rs. 13,500) per quarter
- Expected Start Date: January 2026, after budget approval
- Purpose of Increase: Adjust for inflation and improve living standards
- More Beneficiaries: Government plans to include more deserving women
- Target Coverage: Families identified via Household Integrated Economic Survey (HIES)
- Total Current Beneficiaries: Over 10 million families
These changes align with international recommendations and are supported by the International Monetary Fund (IMF), which has urged Pakistan to ensure inflation-linked increases in its welfare programs to maintain their impact over time.
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IMF’s Support and Recommendations for BISP
The IMF, during its recent assessment of Pakistan’s economic and social safety net, appreciated the government’s work on BISP. The organization stressed that inflation-adjusted increases are essential for such welfare programs to remain effective. As per IMF estimates, BISP’s financial support currently covers around 12.4% of poor households’ consumption, which is slightly below the international benchmark of 15%. Therefore, increasing the quarterly payment is not just timely, but necessary.
The IMF also made several important suggestions for BISP:
- Ensure payments are adjusted regularly to inflation
- Expand the program to cover more eligible households
- Use digital and transparent systems to minimize fraud and delays
- Improve the generosity level to match global standards
By following these recommendations, Pakistan can further strengthen the effectiveness of BISP in reducing poverty and ensuring financial stability for low-income families.
Expansion Plan: Adding More Women Beneficiaries in 2025–26
The Government’s plan to expand the reach of the BISP Kafalat Program in 2025–26 includes the addition of new women beneficiaries based on fresh data from HIES. This ensures that only genuinely deserving families are included. The focus is on targeting those who have remained excluded due to outdated records or lack of awareness.
Key Benefits of Expanding Coverage:
- More financial aid for families in rural and remote areas
- Broader inclusion of unemployed and economically challenged women
- Greater social protection for widows and single mothers
- Improved household spending on health, education, and nutrition
- Enhanced gender empowerment and financial independence
This strategic expansion will not only increase the number of beneficiaries but also improve the overall impact of the program by reaching the right people at the right time.
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Advancements in BISP Payment Systems
In recent years, the BISP has successfully modernized its payment mechanisms. Beneficiaries now receive their payments through full mandate bank accounts, offering more flexibility and transparency. Women enrolled in the program can now access funds through ATMs, retail outlets, and mobile banking services, making it easier and more secure to receive financial assistance.
Benefits of Digital Payment Reforms:
- Timely disbursement of cash
- Reduced cases of fraud and delays
- Increased control over funds for women
- Access to multiple banking channels
- Greater dignity and financial empowerment
This digital shift is a major step toward building trust in the program and giving women more control over their finances.
Closing Thoughts
The proposed increase in the BISP Kafalat stipend to Rs. 14,500, along with plans to include more women under the program in the 2025–26 budget, is a promising step toward improving the lives of Pakistan’s most vulnerable citizens. With clear backing from the IMF and support from improved digital infrastructure, the BISP is evolving into a more inclusive, efficient, and impactful social safety net. If implemented as proposed, these changes will offer a lifeline to millions of women struggling to support their families and uplift them out of poverty.
Frequently Asked Questions (FAQs)
What is the new BISP Kafalat payment amount for 2025–26?
The government is planning to raise the payment from Rs. 13,500 to Rs. 14,500 per quarter starting in January 2026.
Why is the Kafalat payment being increased?
To help poor families cope with inflation and maintain their standard of living. The IMF has also recommended this adjustment.
When will the increased payment be implemented?
The payment of Rs. 14,500 is expected to begin from January 2026, once the federal budget is approved.
Will more women be added to the BISP program?
Yes, the government intends to include additional eligible women in the 2025–26 fiscal year based on updated survey data.
How are BISP payments now being distributed?
Payments are made through bank accounts, allowing beneficiaries to withdraw funds via ATMs and other digital channels for added convenience and security.