The Government of Pakistan has changed the distribution method for Benazir Kafalat July 2025 Phase 1 payments. Discover which districts are included, how to collect Rs. 13,500, and key updates on eligibility and payment methods.
Benazir Kafalat Phase 1 Payments Begin with a New Process in July 2025
The Benazir Kafalat Program has officially launched the July 2025 installment for thousands of eligible women across Pakistan. This time, the Government has introduced a major shift in how payments will be distributed, especially in Phase 1 districts. The update focuses on making the process more transparent, faster, and accessible by offering more than one payment method.
Phase 1 covers 49 districts across all provinces and regions. Instead of depending solely on traditional campsites, the payment process has expanded to include HBL Connect agents and designated bank branches. These new options are aimed at reducing long lines, delays, and complaints that were reported in earlier phases.
Also Read It : BISP 13500 June Payment Final Phase – New Retail Payment System Launch
For beneficiaries, this is a relief. Many had to travel long distances, wait for hours, or face deduction scams. With the improved system, eligible women can now access their Rs. 13,500 installment more easily and securely, without relying on middlemen.
BISP July 2025 – Phase 1 Payment Distribution Overview Table
| Category | Details |
|---|---|
| Program Name | Benazir Kafalat Program – Phase 1 (July 2025) |
| Payment Amount | Rs. 13,500 |
| Payment Start Date | Mid-July 2025 (Thursday & Friday of launch week) |
| Distribution Method | – Government Camps – HBL Connect Agents – Designated Bank Branches |
| ATM Services | Reintroduced in some districts |
| Eligible Provinces & Territories | Punjab, Sindh, Balochistan, KPK, Gilgit Baltistan, AJK |
| Number of Districts in Phase 1 | 49 |
| Biometric Verification Required? | Yes – Original CNIC with thumbprint |
| Eligibility Criteria | – PMT Score ≤ 32 (General) – PMT Score ≤ 37 (Widows, Transgender, Disabled) |
| How to Confirm Eligibility | Send CNIC to 8171 or visit 8171 Web Portal |
| What to Bring | – Valid CNIC – Appear in person for biometric verification |
| Receipt Issuance | Must receive printed receipt after payment |
| Important Instructions | – Never pay agents – Report deductions by sending CNIC to 8171 |
| If Not in Phase 1 | Wait for Phase 2 announcement and keep eligibility records updated |
| Complaint Registration | Via SMS to 8171 or by visiting the nearest BISP Tehsil office |
What’s New in the Benazir Kafalat July 2025 Distribution?
To make payment distribution more flexible and less stressful, BISP has implemented several changes in the Phase 1 rollout. If you or your family member is part of the program, it’s important to understand what’s different this time.
You Can Also Read ;BISP 8171 June 2025 Payment Details 13500 Disbursement Schedule Process
Key Changes in Payment Collection:
- Multiple payment points:
Beneficiaries can now receive payments through:
- Government-established camps
- HBL Connect agents
- Designated bank branches
- ATM services restored:
In some districts, ATM withdrawals have been reintroduced.
- Improved monitoring: A better tracking and monitoring system is now in place to prevent agent misconduct or delays.
- Official launch date: Payments began from Thursday and Friday of the launch week.
These steps are designed to give more control and convenience to women, especially those living in remote or underdeveloped regions.
Also Read It : How to Register Your Child for BISP Taleemi Wazaif 2025
List of Districts Included in Benazir Kafalat Phase 1 (July 2025)
If you’re wondering whether your district falls under Phase 1, here’s a detailed breakdown by province and region:
Punjab
- Rawalpindi
- Murree
- Attock
- Chakwal
- Jhelum
- Islamabad
- Talagang
- Mandi Bahauddin
- Narowal
- Sialkot
- Gujrat
- Sargodha
- Bhakkar
- Khushab
- Multan
- Toba Tek Singh
- Mianwali
- Okara
- Sheikhupura
- Gujranwala
- Wazirabad
- Layyah
- Bahawalpur
Sindh
- Sanghar
- Nawabshah
- Benazirabad
- Mirpur Khas
- Tharparkar
- Matiari
- Umerkot
- Jamshoro
- Dadu
- Khairpur
- Ghotki
Balochistan
- Qila Abdullah
- Qila Saifullah
- Chaman
- Pishin
- Harnai
- Ziarat
- Sibi
- Zhob
- Loralai
Khyber Pakhtunkhwa (KPK)
- Tank
- Lakki Marwat
- Buner
Gilgit Baltistan & Azad Jammu & Kashmir (AJK)
- Ghizer
- Haveli
If your district is mentioned above, you are part of the July 2025 Phase 1 payment cycle and can proceed to collect your funds if eligible.
Eligibility Criteria for Receiving Rs. 13,500 BISP Payment
Simply being registered in the BISP system is not enough. You must be officially declared “eligible” based on updated records and poverty scoring.Eligibility is determined through the PMT (Poverty Means Test) score, which calculates financial standing based on income, assets, and household conditions.
Who Is Eligible?
- General Category: Women with a PMT score of 32 or below.
- Special Categories: Widows, transgender individuals, and people with disabilities can qualify with a PMT score up to 37.
- New Applicants: If you’ve recently completed the NSER survey and your district is included in Phase 1, you may qualify once your status is updated.
To confirm eligibility:
- Send your CNIC number via SMS to 8171
- Or check online at the 8171 BISP web portal
How to Collect Your BISP July 2025 Payment – Step-by-Step Guide
Here’s a simple process to collect your Rs. 13,500 instalment:
Steps for Secure Payment Collection:
- Confirm your eligibility by sending your CNIC to 8171 or through the BISP website.
- Visit the nearest:
- Government-assigned payment camp
- HBL Connect agent location
- Designated bank branch (if your district supports it)
- Bring your original CNIC for biometric verification.
- Receive the full Rs. 13,500 instalment and take a printed receipt.
- Count the money on-site to avoid disputes later.
- Report any unauthorised deductions immediately.
Important Reminders for Beneficiaries
To make your payment collection smooth and fraud-free, remember the following:
- Your CNIC must be valid. Expired CNICs will be rejected.
- Never give any part of your payment to agents or middlemen. No deduction is allowed.
- Always get a receipt after receiving your payment.
- If anyone demands a fee or commission, report it by sending your CNIC to 8171.
- All BISP services are completely free of charge.
By following these guidelines, you can ensure that you receive your full payment without any hassle or exploitation.
Also Read It : How to Check Payment Release Date from the BISP Tehsil Office
What If You’re Not in Phase 1?
If your district is not included in this phase, there’s no need to panic. BISP has confirmed that Phase 2 of the July 2025 payment cycle will be announced shortly.
Until then:
- Continue checking your eligibility on the 8171 portal.
- Make sure your NSER survey is up to date.
- Don’t trust unofficial sources or social media rumours.
- Follow only official BISP updates.
Conclusion
The new distribution process under Benazir Kafalat, July 2025 Phase 1 is a significant improvement toward fair, transparent, and stress-free delivery of funds to Pakistan’s most deserving women. With expanded payment options, better monitoring, and stronger safeguards, this phase is designed to benefit every eligible recipient.
Whether you’re collecting through an agent, a camp, or a bank, make sure your CNIC is valid, your record is up to date, and you follow all official guidelines. If your district is not yet included, wait for Phase 2 – your turn is coming soon.
Also Read It : BISP Biometric Retail Disbursement New Online Withdraw Service Start (June 2025 Update)
FAQs – BISP July 2025 Phase 1 Payment
Will I get my payment if my CNIC is expired?
No, only valid and unexpired CNICs are accepted for payment.
Can I choose where to collect my money?
Yes, you can choose between government camps, HBL Connect agents, and selected bank branches (if offered in your district).
What should I do if someone deducts money from my payment?
Immediately send your CNIC to 8171 to register a complaint or visit the nearest BISP office.
Are newly registered women eligible in Phase 1?
Yes, but only if they are declared eligible and belong to a Phase 1 district.